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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,408 | $165,361-93.1% | $149,715-92.4% | $158,950-92.8% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 0.00% | 348.24%-348.2pp | 276.66%-276.7pp | 302.91%-302.9pp |
| Employer contribution / active EE | $3,125 | $5,103-38.8% | $4,645-32.7% | $4,762-34.4% |
| Participant deferral / active EE | $7,789 | $7,182+8.5% | $6,842+13.8% | $5,983+30.2% |
| Admin fee / account holder | $5,022 | $10,808-53.5% | $9,310-46.1% | $11,248-55.4% |