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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,134 | $212,386-52.9% | $199,883-49.9% | $138,895-27.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 53.48% | 47.75%+5.7pp | 43.81%+9.7pp | 145.39%-91.9pp |
| Employer contribution / active EE | $25,711 | $6,625+288.1% | $6,261+310.6% | $4,194+513.0% |
| Participant deferral / active EE | $19,002 | $9,617+97.6% | $9,138+107.9% | $6,396+197.1% |
| Admin fee / account holder | $634 | $18,233-96.5% | $17,268-96.3% | $12,562-95.0% |