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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,889 | $201,264-74.2% | $184,185-71.8% | $145,978-64.5% |
| Participation rate | 91.7% | 87.5%+4.2pp | 86.8%+4.8pp | 80.3%+11.4pp |
| Annual return | 31.05% | 29.00%+2.1pp | 28.81%+2.2pp | 550.52%-519.5pp |
| Employer contribution / active EE | $15,094 | $7,021+115.0% | $6,426+134.9% | $4,662+223.8% |
| Participant deferral / active EE | $16,076 | $9,806+63.9% | $9,132+76.0% | $6,690+140.3% |
| Admin fee / account holder | $677 | $16,376-95.9% | $13,909-95.1% | $13,400-94.9% |