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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,117 | $87,166-71.2% | $76,735-67.3% | $137,256-81.7% |
| Participation rate | 80.0% | 74.4%+5.6pp | 69.5%+10.5pp | 80.0%0pp |
| Annual return | 17.89% | 26.50%-8.6pp | 29.77%-11.9pp | 220.34%-202.5pp |
| Employer contribution / active EE | $2,708 | $2,904-6.8% | $2,454+10.4% | $4,156-34.8% |
| Participant deferral / active EE | $3,152 | $4,726-33.3% | $4,088-22.9% | $6,407-50.8% |
| Admin fee / account holder | $6,312 | $8,403-24.9% | $7,189-12.2% | $12,270-48.6% |