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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,544 | $118,869-72.6% | $96,575-66.3% | $167,518-80.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 31.54% | 50.49%-19.0pp | 37.79%-6.2pp | 478.71%-447.2pp |
| Employer contribution / active EE | $4,068 | $3,120+30.4% | $2,357+72.6% | $4,838-15.9% |
| Participant deferral / active EE | $8,203 | $4,616+77.7% | $3,849+113.1% | $6,342+29.3% |
| Admin fee / account holder | $1,704 | $8,067-78.9% | $6,182-72.4% | $12,312-86.2% |