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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,338 | $95,895-64.2% | $79,576-56.8% | $134,509-74.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | 14.46% | -2.72%+17.2pp | 0.15%+14.3pp | 418.13%-403.7pp |
| Employer contribution / active EE | $5,920 | $3,128+89.2% | $2,413+145.3% | $4,741+24.9% |
| Participant deferral / active EE | $9,640 | $4,693+105.4% | $3,985+141.9% | $6,400+50.6% |
| Admin fee / account holder | $4,136 | $9,129-54.7% | $6,834-39.5% | $11,427-63.8% |