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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,980 | $100,805+128.1% | $86,698+165.3% | $134,532+70.9% |
| Participation rate | 77.8% | 79.0%-1.2pp | 76.6%+1.2pp | 81.2%-3.5pp |
| Annual return | -14.79% | 29.09%-43.9pp | 35.95%-50.7pp | 418.27%-433.1pp |
| Employer contribution / active EE | $566 | $3,490-83.8% | $2,837-80.1% | $4,741-88.1% |
| Participant deferral / active EE | $5,373 | $5,339+0.6% | $4,656+15.4% | $6,401-16.1% |
| Admin fee / account holder | $12,725 | $10,925+16.5% | $7,493+69.8% | $11,429+11.3% |