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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,596 | $112,131+86.0% | $95,964+117.4% | $158,982+31.2% |
| Participation rate | 94.4% | 79.0%+15.5pp | 77.1%+17.4pp | 82.0%+12.5pp |
| Annual return | 15.65% | 171.19%-155.5pp | 91.64%-76.0pp | 302.99%-287.3pp |
| Employer contribution / active EE | $623 | $3,199-80.5% | $2,541-75.5% | $4,763-86.9% |
| Participant deferral / active EE | $5,897 | $4,784+23.3% | $4,167+41.5% | $5,983-1.4% |
| Admin fee / account holder | $52,669 | $10,136+419.6% | $6,797+674.9% | $11,252+368.1% |