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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,804 | $148,629-53.7% | $135,982-49.4% | $139,487-50.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.78% | 79.33%-56.5pp | 68.32%-45.5pp | 373.84%-351.1pp |
| Employer contribution / active EE | $17,051 | $5,247+225.0% | $4,859+250.9% | $4,755+258.6% |
| Participant deferral / active EE | $12,338 | $8,102+52.3% | $7,760+59.0% | $6,713+83.8% |
| Admin fee / account holder | $4,991 | $12,406-59.8% | $10,767-53.7% | $11,407-56.3% |