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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,719 | $138,114-66.2% | $125,391-62.7% | $134,545-65.3% |
| Participation rate | 92.9% | 84.5%+8.4pp | 82.4%+10.5pp | 81.2%+11.6pp |
| Annual return | -18.38% | 750.88%-769.3pp | 572.41%-590.8pp | 418.37%-436.7pp |
| Employer contribution / active EE | $11,776 | $5,246+124.5% | $4,816+144.5% | $4,742+148.4% |
| Participant deferral / active EE | $13,442 | $7,801+72.3% | $7,448+80.5% | $6,401+110.0% |
| Admin fee / account holder | $973 | $11,570-91.6% | $10,009-90.3% | $11,431-91.5% |