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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,022 | $176,105-77.3% | $159,474-74.9% | $167,536-76.1% |
| Participation rate | 90.9% | 85.0%+6.0pp | 82.8%+8.1pp | 82.1%+8.8pp |
| Annual return | 36.34% | 331.91%-295.6pp | 263.68%-227.3pp | 478.82%-442.5pp |
| Employer contribution / active EE | $11,980 | $5,299+126.1% | $4,831+148.0% | $4,839+147.6% |
| Participant deferral / active EE | $9,840 | $7,751+26.9% | $7,353+33.8% | $6,342+55.1% |
| Admin fee / account holder | $3,640 | $12,559-71.0% | $10,802-66.3% | $12,315-70.4% |