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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,385 | $108,942-51.0% | $100,415-46.8% | $145,897-63.4% |
| Participation rate | 81.8% | 83.0%-1.2pp | 81.5%+0.3pp | 80.3%+1.5pp |
| Annual return | 11.55% | 58.27%-46.7pp | 49.47%-37.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,893 | $4,422-34.6% | $3,943-26.6% | $4,663-38.0% |
| Participant deferral / active EE | $5,719 | $8,461-32.4% | $8,091-29.3% | $6,689-14.5% |
| Admin fee / account holder | $1,172 | $9,702-87.9% | $7,906-85.2% | $13,390-91.2% |