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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,407 | $139,948+38.2% | $121,663+59.0% | $154,746+25.0% |
| Participation rate | 90.0% | 78.0%+12.0pp | 74.5%+15.5pp | 80.7%+9.3pp |
| Annual return | 12.52% | 230.52%-218.0pp | 147.54%-135.0pp | 172.34%-159.8pp |
| Employer contribution / active EE | $13,778 | $3,521+291.3% | $3,020+356.2% | $4,379+214.6% |
| Participant deferral / active EE | $7,439 | $5,629+32.1% | $4,887+52.2% | $6,730+10.5% |
| Admin fee / account holder | $8,165 | $17,321-52.9% | $14,289-42.9% | $14,365-43.2% |