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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,388 | $118,496+7.5% | $98,461+29.4% | $139,466-8.7% |
| Participation rate | 83.3% | 77.5%+5.9pp | 75.2%+8.2pp | 80.3%+3.0pp |
| Annual return | 18.62% | 18.96%-0.3pp | 21.17%-2.5pp | 373.66%-355.0pp |
| Employer contribution / active EE | $10,015 | $3,611+177.4% | $3,049+228.5% | $4,754+110.7% |
| Participant deferral / active EE | $1,470 | $5,393-72.7% | $4,738-69.0% | $6,712-78.1% |
| Admin fee / account holder | $4,433 | $14,056-68.5% | $8,961-50.5% | $11,409-61.1% |