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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,992 | $118,708-35.1% | $98,920-22.2% | $158,982-51.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 20.92% | 372.49%-351.6pp | 196.47%-175.5pp | 302.99%-282.1pp |
| Employer contribution / active EE | $1,293 | $3,334-61.2% | $2,689-51.9% | $4,763-72.9% |
| Participant deferral / active EE | $6,300 | $5,089+23.8% | $4,245+48.4% | $5,983+5.3% |
| Admin fee / account holder | $681 | $10,134-93.3% | $6,643-89.7% | $11,252-93.9% |