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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,244 | $154,228-69.4% | $145,433-67.5% | $137,256-65.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.77% | 74.59%-56.8pp | 66.58%-48.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $27,875 | $4,804+480.2% | $4,554+512.0% | $4,156+570.7% |
| Participant deferral / active EE | $185,327 | $8,216+2155.6% | $7,897+2246.7% | $6,407+2792.7% |
| Admin fee / account holder | $14,648 | $14,344+2.1% | $13,129+11.6% | $12,270+19.4% |