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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,244 | $155,555-69.6% | $146,866-67.8% | $155,188-69.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 17.77% | 115.41%-97.6pp | 102.85%-85.1pp | 148.84%-131.1pp |
| Employer contribution / active EE | $27,875 | $4,647+499.9% | $4,425+530.0% | $4,248+556.2% |
| Participant deferral / active EE | $185,327 | $8,044+2203.8% | $7,759+2288.5% | $6,531+2737.6% |
| Admin fee / account holder | $14,648 | $14,755-0.7% | $13,620+7.5% | $14,480+1.2% |