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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,937 | $154,228-74.8% | $145,433-73.2% | $137,256-71.6% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 53.89% | 74.59%-20.7pp | 66.58%-12.7pp | 220.34%-166.4pp |
| Employer contribution / active EE | $2,859 | $4,804-40.5% | $4,554-37.2% | $4,156-31.2% |
| Participant deferral / active EE | $6,486 | $8,216-21.1% | $7,897-17.9% | $6,407+1.2% |
| Admin fee / account holder | $860 | $14,344-94.0% | $13,129-93.4% | $12,270-93.0% |