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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,400 | $76,564-90.3% | $105,582-93.0% | $94,015-92.1% |
| Participation rate | 98.3% | 65.2%+33.2pp | 71.8%+26.6pp | 70.8%+27.5pp |
| Annual return | 18.82% | 20.69%-1.9pp | 18.61%+0.2pp | 17.84%+1.0pp |
| Employer contribution / active EE | $1,711 | $1,995-14.3% | $2,984-42.7% | $2,790-38.7% |
| Participant deferral / active EE | $2,066 | $3,320-37.8% | $4,353-52.5% | $4,249-51.4% |
| Admin fee / account holder | $1,380 | $7,129-80.6% | $12,856-89.3% | $8,951-84.6% |