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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,400 | $69,444-89.3% | $92,985-92.0% | $87,485-91.5% |
| Participation rate | 98.3% | 63.3%+35.0pp | 69.5%+28.8pp | 68.9%+29.4pp |
| Annual return | 18.82% | 23.85%-5.0pp | 27.99%-9.2pp | 26.06%-7.2pp |
| Employer contribution / active EE | $1,711 | $1,917-10.8% | $2,662-35.7% | $2,596-34.1% |
| Participant deferral / active EE | $2,066 | $3,364-38.6% | $4,377-52.8% | $4,274-51.6% |
| Admin fee / account holder | $1,380 | $6,137-77.5% | $9,463-85.4% | $7,775-82.3% |