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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,304 | $90,397-62.1% | $76,002-54.9% | $145,959-76.5% |
| Participation rate | 38.5% | 74.5%-36.0pp | 69.1%-30.6pp | 80.3%-41.8pp |
| Annual return | 11.17% | 621.97%-610.8pp | 360.07%-348.9pp | 561.95%-550.8pp |
| Employer contribution / active EE | $1,234 | $3,317-62.8% | $2,688-54.1% | $4,661-73.5% |
| Participant deferral / active EE | $3,399 | $5,163-34.2% | $4,257-20.2% | $6,689-49.2% |
| Admin fee / account holder | $8,597 | $8,369+2.7% | $6,414+34.0% | $13,398-35.8% |