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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,304 | $90,530-62.1% | $76,030-54.9% | $145,897-76.5% |
| Participation rate | 38.5% | 74.4%-36.0pp | 69.1%-30.6pp | 80.3%-41.8pp |
| Annual return | 11.17% | 625.08%-613.9pp | 361.54%-350.4pp | 552.29%-541.1pp |
| Employer contribution / active EE | $1,234 | $3,319-62.8% | $2,688-54.1% | $4,663-73.5% |
| Participant deferral / active EE | $3,399 | $5,164-34.2% | $4,257-20.2% | $6,689-49.2% |
| Admin fee / account holder | $8,597 | $8,383+2.5% | $6,421+33.9% | $13,390-35.8% |