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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,750 | $70,366+16.2% | $66,674+22.6% | $138,895-41.1% |
| Participation rate | 60.0% | 76.2%-16.2pp | 73.7%-13.7pp | 79.9%-19.9pp |
| Annual return | 17.79% | 386.41%-368.6pp | 321.24%-303.4pp | 145.39%-127.6pp |
| Employer contribution / active EE | $2,545 | $2,765-8.0% | $2,620-2.9% | $4,194-39.3% |
| Participant deferral / active EE | $9,639 | $4,374+120.4% | $4,084+136.0% | $6,396+50.7% |
| Admin fee / account holder | $534 | $5,262-89.9% | $5,098-89.5% | $12,562-95.8% |