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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,141 | $92,743-23.3% | $82,744-14.0% | $134,532-47.1% |
| Participation rate | 25.0% | 75.2%-50.2pp | 72.6%-47.6pp | 81.2%-56.2pp |
| Annual return | -19.03% | 946.63%-965.7pp | 702.22%-721.2pp | 418.27%-437.3pp |
| Employer contribution / active EE | $1,292 | $3,273-60.5% | $3,008-57.0% | $4,741-72.7% |
| Participant deferral / active EE | $5,125 | $4,802+6.7% | $4,395+16.6% | $6,401-19.9% |
| Admin fee / account holder | $620 | $5,977-89.6% | $5,325-88.4% | $11,429-94.6% |