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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,974 | $99,633-65.9% | $183,328-81.5% | $82,448-58.8% |
| Participation rate | 69.4% | 70.8%-1.4pp | 77.3%-7.9pp | 68.1%+1.3pp |
| Annual return | 55.42% | 17.84%+37.6pp | 29.67%+25.8pp | 41.64%+13.8pp |
| Employer contribution / active EE | $3,528 | $3,256+8.4% | $5,055-30.2% | $2,551+38.3% |
| Participant deferral / active EE | $8,123 | $4,938+64.5% | $6,795+19.5% | $4,139+96.2% |
| Admin fee / account holder | $6,226 | $9,934-37.3% | $21,427-70.9% | $7,234-13.9% |