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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,089 | $159,978-16.8% | $147,041-9.5% | $145,978-8.8% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.1pp |
| Annual return | 14.40% | 98.36%-84.0pp | 419.21%-404.8pp | 550.52%-536.1pp |
| Employer contribution / active EE | $5,096 | $5,288-3.6% | $4,935+3.3% | $4,662+9.3% |
| Participant deferral / active EE | $12,430 | $8,429+47.5% | $8,071+54.0% | $6,690+85.8% |
| Admin fee / account holder | $1,524 | $15,053-89.9% | $13,006-88.3% | $13,400-88.6% |