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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,369 | $148,623-19.7% | $135,974-12.2% | $139,466-14.4% |
| Participation rate | 40.0% | 83.9%-43.9pp | 81.9%-41.9pp | 80.3%-40.3pp |
| Annual return | 20.60% | 79.30%-58.7pp | 68.30%-47.7pp | 373.66%-353.1pp |
| Employer contribution / active EE | $20,930 | $5,246+298.9% | $4,859+330.8% | $4,754+340.3% |
| Participant deferral / active EE | $3,840 | $8,103-52.6% | $7,760-50.5% | $6,712-42.8% |
| Admin fee / account holder | $513 | $12,406-95.9% | $10,767-95.2% | $11,409-95.5% |