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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,420 | $97,125-77.9% | $86,233-75.2% | $137,256-84.4% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.0%-19.0pp | 80.0%-30.0pp |
| Annual return | 17.86% | 74.19%-56.3pp | 61.39%-43.5pp | 220.34%-202.5pp |
| Employer contribution / active EE | $1,053 | $2,841-62.9% | $2,504-57.9% | $4,156-74.7% |
| Participant deferral / active EE | $2,507 | $5,180-51.6% | $4,559-45.0% | $6,407-60.9% |
| Admin fee / account holder | $3,213 | $9,725-67.0% | $8,342-61.5% | $12,270-73.8% |