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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,535 | $185,312-51.7% | $161,489-44.6% | $154,746-42.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.10% | 103.84%-84.7pp | 89.72%-70.6pp | 172.34%-153.2pp |
| Employer contribution / active EE | $2,598 | $4,769-45.5% | $4,268-39.1% | $4,379-40.7% |
| Participant deferral / active EE | $13,506 | $6,350+112.7% | $5,630+139.9% | $6,730+100.7% |
| Admin fee / account holder | $3,471 | $18,654-81.4% | $16,006-78.3% | $14,365-75.8% |