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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,625 | $183,592-61.5% | $155,574-54.6% | $145,877-51.6% |
| Participation rate | 21.7% | 82.7%-61.0pp | 78.2%-56.5pp | 80.3%-58.6pp |
| Annual return | 13.38% | 61.37%-48.0pp | 64.87%-51.5pp | 551.28%-537.9pp |
| Employer contribution / active EE | $1,083 | $5,317-79.6% | $4,676-76.8% | $4,663-76.8% |
| Participant deferral / active EE | $1,843 | $6,466-71.5% | $5,629-67.3% | $6,691-72.4% |
| Admin fee / account holder | $6,817 | $19,316-64.7% | $15,914-57.2% | $13,402-49.1% |