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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SWST PRKWY BLDG 2 · AUSTIN, TX 78735 | Advisory (Plan) | $42,021 |
ENTERPRISE BANK & TRUST2+ years Filed as: FUND ONE ENTERPRISE HOLDINGS LLC Service code 99 PO BOX 628 · SMITHTOWN, NY 11787 | Other Fees | $33,620 |
ASCENSUS LLC2+ years Filed as: DWC ERISA CONSULTANTS LLC Service code 13 PO BOX 241267 · ST PAUL, MN 55124 | Contract Administrator | $24,498 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $18,744 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $6,392 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,730 | $82,163+18.9% | $125,363-22.0% | $64,814+50.8% |
| Participation rate | 96.2% | 77.9%+18.3pp | 82.4%+13.8pp | 71.5%+24.7pp |
| Annual return | -15.47% | 3.49%-19.0pp | 572.15%-587.6pp | 32.84%-48.3pp |
| Employer contribution / active EE | $3,885 | $3,616+7.4% | $4,815-19.3% | $2,507+55.0% |
| Participant deferral / active EE | $11,010 | $7,175+53.5% | $7,447+47.8% | $4,310+155.4% |
| Admin fee / account holder | $308 | $163+88.7% | $10,005-96.9% | $188+63.9% |