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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,114 | $110,337-74.5% | $102,383-72.5% | $145,877-80.7% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 12.39% | 24.83%-12.4pp | 24.94%-12.5pp | 551.28%-538.9pp |
| Employer contribution / active EE | $6,342 | $4,216+50.4% | $3,870+63.9% | $4,663+36.0% |
| Participant deferral / active EE | $14,923 | $5,621+165.5% | $5,060+194.9% | $6,691+123.0% |
| Admin fee / account holder | $3,097 | $9,750-68.2% | $8,391-63.1% | $13,402-76.9% |