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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,743 | $111,535-85.0% | $105,223-84.1% | $137,256-87.8% |
| Participation rate | 76.2% | 78.1%-1.9pp | 75.0%+1.1pp | 80.0%-3.8pp |
| Annual return | 14.72% | 237.85%-223.1pp | 180.65%-165.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $1,760 | $3,939-55.3% | $3,689-52.3% | $4,156-57.7% |
| Participant deferral / active EE | $4,194 | $5,500-23.8% | $5,072-17.3% | $6,407-34.5% |
| Admin fee / account holder | $19,302 | $9,721+98.5% | $8,859+117.9% | $12,270+57.3% |