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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,679 | $159,978-71.4% | $147,041-68.9% | $145,978-68.7% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 13.50% | 98.36%-84.9pp | 419.21%-405.7pp | 550.52%-537.0pp |
| Employer contribution / active EE | $733 | $5,288-86.1% | $4,935-85.1% | $4,662-84.3% |
| Participant deferral / active EE | $11,354 | $8,429+34.7% | $8,071+40.7% | $6,690+69.7% |
| Admin fee / account holder | $2,083 | $15,053-86.2% | $13,006-84.0% | $13,400-84.5% |