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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,927 | $154,228-75.4% | $145,433-73.9% | $137,256-72.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.71% | 74.59%-55.9pp | 66.58%-47.9pp | 220.34%-201.6pp |
| Employer contribution / active EE | $5,243 | $4,804+9.1% | $4,554+15.1% | $4,156+26.1% |
| Participant deferral / active EE | $6,606 | $8,216-19.6% | $7,897-16.4% | $6,407+3.1% |
| Admin fee / account holder | $3,710 | $14,344-74.1% | $13,129-71.7% | $12,270-69.8% |