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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,998 | $88,754+0.3% | $81,820+8.8% | $145,877-39.0% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 13.05% | 1031.77%-1018.7pp | 777.93%-764.9pp | 551.28%-538.2pp |
| Employer contribution / active EE | $1,530 | $3,085-50.4% | $2,915-47.5% | $4,663-67.2% |
| Participant deferral / active EE | $7,280 | $4,648+56.6% | $4,323+68.4% | $6,691+8.8% |
| Admin fee / account holder | $2,790 | $8,424-66.9% | $7,391-62.2% | $13,402-79.2% |