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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,818 | $103,038+6.6% | $90,324+21.6% | $152,909-28.2% |
| Participation rate | 25.0% | 75.9%-50.9pp | 73.3%-48.3pp | 82.5%-57.5pp |
| Annual return | 0.00% | 95.25%-95.3pp | 78.15%-78.1pp | 345.46%-345.5pp |
| Employer contribution / active EE | $434 | $3,141-86.2% | $2,856-84.8% | $4,764-90.9% |
| Participant deferral / active EE | $4,044 | $4,282-5.6% | $3,885+4.1% | $5,851-30.9% |
| Admin fee / account holder | $472 | $6,177-92.4% | $5,356-91.2% | $11,601-95.9% |