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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,265 | $92,766-41.5% | $82,763-34.4% | $134,545-59.7% |
| Participation rate | 60.0% | 75.2%-15.2pp | 72.6%-12.6pp | 81.2%-21.2pp |
| Annual return | -16.99% | 946.97%-964.0pp | 702.45%-719.4pp | 418.37%-435.4pp |
| Employer contribution / active EE | $1,644 | $3,273-49.8% | $3,008-45.4% | $4,742-65.3% |
| Participant deferral / active EE | $6,279 | $4,802+30.7% | $4,395+42.9% | $6,401-1.9% |
| Admin fee / account holder | $54 | $5,978-99.1% | $5,325-99.0% | $11,431-99.5% |