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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,377 | $156,398+55.0% | $147,318+64.5% | $138,895+74.5% |
| Participation rate | 81.8% | 83.8%-1.9pp | 82.1%-0.2pp | 79.9%+1.9pp |
| Annual return | 16.68% | 78.75%-62.1pp | 70.43%-53.8pp | 145.39%-128.7pp |
| Employer contribution / active EE | $2,636 | $4,853-45.7% | $4,593-42.6% | $4,194-37.2% |
| Participant deferral / active EE | $9,456 | $8,237+14.8% | $7,906+19.6% | $6,396+47.8% |
| Admin fee / account holder | $16,047 | $14,976+7.2% | $13,708+17.1% | $12,562+27.7% |