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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,079 | $159,978+31.3% | $147,041+42.9% | $145,978+43.9% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 12.22% | 98.36%-86.1pp | 419.21%-407.0pp | 550.52%-538.3pp |
| Employer contribution / active EE | $2,639 | $5,288-50.1% | $4,935-46.5% | $4,662-43.4% |
| Participant deferral / active EE | $9,522 | $8,429+13.0% | $8,071+18.0% | $6,690+42.3% |
| Admin fee / account holder | $302 | $15,053-98.0% | $13,006-97.7% | $13,400-97.7% |