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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,032 | $110,212-7.4% | $96,534+5.7% | $139,466-26.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 12.81% | 26.42%-13.6pp | 25.88%-13.1pp | 373.66%-360.9pp |
| Employer contribution / active EE | $10,624 | $3,620+193.5% | $2,965+258.3% | $4,754+123.5% |
| Participant deferral / active EE | $14,627 | $5,547+163.7% | $4,851+201.5% | $6,712+117.9% |
| Admin fee / account holder | $11,789 | $11,599+1.6% | $8,253+42.8% | $11,409+3.3% |