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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,708 | $112,112-22.7% | $95,956-9.6% | $158,950-45.4% |
| Participation rate | 95.8% | 79.0%+16.9pp | 77.1%+18.8pp | 82.0%+13.9pp |
| Annual return | 11.94% | 171.15%-159.2pp | 91.63%-79.7pp | 302.91%-291.0pp |
| Employer contribution / active EE | $9,548 | $3,199+198.5% | $2,541+275.7% | $4,762+100.5% |
| Participant deferral / active EE | $6,438 | $4,784+34.6% | $4,167+54.5% | $5,983+7.6% |
| Admin fee / account holder | $3,773 | $10,134-62.8% | $6,797-44.5% | $11,248-66.5% |