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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,307 | $100,805-11.4% | $86,698+3.0% | $134,532-33.6% |
| Participation rate | 85.7% | 79.0%+6.8pp | 76.6%+9.1pp | 81.2%+4.5pp |
| Annual return | -13.91% | 29.09%-43.0pp | 35.95%-49.9pp | 418.27%-432.2pp |
| Employer contribution / active EE | $149 | $3,490-95.7% | $2,837-94.8% | $4,741-96.9% |
| Participant deferral / active EE | $20,470 | $5,339+283.4% | $4,656+339.6% | $6,401+219.8% |
| Admin fee / account holder | $2,757 | $10,925-74.8% | $7,493-63.2% | $11,429-75.9% |