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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,613 | $93,598+62.0% | $135,974+11.5% | $75,173+101.7% |
| Participation rate | 57.9% | 75.2%-17.3pp | 81.9%-24.0pp | 67.2%-9.3pp |
| Annual return | 17.16% | 30.89%-13.7pp | 68.30%-51.1pp | 160.72%-143.6pp |
| Employer contribution / active EE | $2,915 | $3,538-17.6% | $4,859-40.0% | $2,671+9.1% |
| Participant deferral / active EE | $5,989 | $6,405-6.5% | $7,760-22.8% | $4,126+45.1% |
| Admin fee / account holder | $6,835 | $6,978-2.0% | $10,767-36.5% | $5,651+21.0% |