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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,793 | $89,370+9.4% | $141,197-30.7% | $72,976+34.0% |
| Participation rate | 77.1% | 75.1%+2.0pp | 82.5%-5.3pp | 69.5%+7.7pp |
| Annual return | 23.19% | 111.88%-88.7pp | 71.41%-48.2pp | 81.02%-57.8pp |
| Employer contribution / active EE | $3,243 | $3,115+4.1% | $4,736-31.5% | $2,440+32.9% |
| Participant deferral / active EE | $6,879 | $5,419+26.9% | $6,710+2.5% | $3,608+90.7% |
| Admin fee / account holder | $5,062 | $5,957-15.0% | $10,265-50.7% | $5,124-1.2% |