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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,975 | $98,776+18.4% | $149,745-21.9% | $79,856+46.5% |
| Participation rate | 65.0% | 75.8%-10.8pp | 82.5%-17.5pp | 69.6%-4.6pp |
| Annual return | 15.82% | 27.38%-11.6pp | 276.72%-260.9pp | 31.71%-15.9pp |
| Employer contribution / active EE | $2,991 | $3,217-7.0% | $4,646-35.6% | $2,471+21.0% |
| Participant deferral / active EE | $4,849 | $5,681-14.7% | $6,843-29.1% | $3,741+29.6% |
| Admin fee / account holder | $5,991 | $6,053-1.0% | $9,312-35.7% | $5,306+12.9% |