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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,952 | $73,978-47.3% | $96,515-59.6% | $75,173-48.2% |
| Participation rate | 91.1% | 66.4%+24.7pp | 74.3%+16.8pp | 67.2%+23.9pp |
| Annual return | 22.55% | 26.72%-4.2pp | 35.73%-13.2pp | 160.72%-138.2pp |
| Employer contribution / active EE | $8,073 | $2,931+175.5% | $3,740+115.9% | $2,671+202.2% |
| Participant deferral / active EE | $6,062 | $3,660+65.6% | $4,880+24.2% | $4,126+46.9% |
| Admin fee / account holder | $1,995 | $5,219-61.8% | $6,735-70.4% | $5,651-64.7% |