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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,000 | $64,719-36.6% | $112,249-63.5% | $68,486-40.1% |
| Participation rate | 80.0% | 67.2%+12.8pp | 75.1%+4.9pp | 67.9%+12.1pp |
| Annual return | -24.18% | -11.40%-12.8pp | 27.48%-51.7pp | -7.85%-16.3pp |
| Employer contribution / active EE | $5,108 | $2,747+86.0% | $3,636+40.5% | $2,597+96.7% |
| Participant deferral / active EE | $5,321 | $3,565+49.2% | $4,729+12.5% | $4,028+32.1% |
| Admin fee / account holder | $657 | $5,232-87.4% | $6,412-89.8% | $5,404-87.8% |