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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,207 | $102,422-44.1% | $147,117-61.1% | $80,959-29.3% |
| Participation rate | 59.5% | 75.9%-16.4pp | 82.2%-22.7pp | 67.7%-8.2pp |
| Annual return | 15.38% | 135.16%-119.8pp | 420.54%-405.2pp | 35.67%-20.3pp |
| Employer contribution / active EE | $2,279 | $3,717-38.7% | $4,932-53.8% | $2,757-17.3% |
| Participant deferral / active EE | $5,099 | $6,652-23.3% | $8,065-36.8% | $4,300+18.6% |
| Admin fee / account holder | $2,039 | $7,953-74.4% | $12,993-84.3% | $6,925-70.6% |