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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,599 | $118,869+56.1% | $96,575+92.2% | $167,518+10.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 14.22% | 50.49%-36.3pp | 37.79%-23.6pp | 478.71%-464.5pp |
| Employer contribution / active EE | $2,356 | $3,120-24.5% | $2,3570% | $4,838-51.3% |
| Participant deferral / active EE | $8,452 | $4,616+83.1% | $3,849+119.6% | $6,342+33.3% |
| Admin fee / account holder | $763 | $8,067-90.5% | $6,182-87.7% | $12,312-93.8% |