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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,007 | $102,663+100.7% | $86,216+138.9% | $139,466+47.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 18.04% | 1924.52%-1906.5pp | 1169.42%-1151.4pp | 373.66%-355.6pp |
| Employer contribution / active EE | $2,681 | $3,035-11.7% | $2,382+12.6% | $4,754-43.6% |
| Participant deferral / active EE | $10,645 | $4,677+127.6% | $3,986+167.1% | $6,712+58.6% |
| Admin fee / account holder | $811 | $8,663-90.6% | $6,853-88.2% | $11,409-92.9% |