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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,007 | $102,635+100.7% | $86,209+139.0% | $139,456+47.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 18.04% | 1923.53%-1905.5pp | 1169.05%-1151.0pp | 373.45%-355.4pp |
| Employer contribution / active EE | $2,681 | $3,034-11.6% | $2,381+12.6% | $4,753-43.6% |
| Participant deferral / active EE | $10,645 | $4,677+127.6% | $3,986+167.1% | $6,711+58.6% |
| Admin fee / account holder | $811 | $8,661-90.6% | $6,853-88.2% | $11,407-92.9% |