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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,696 | $185,312-23.5% | $161,489-12.3% | $154,746-8.4% |
| Participation rate | 72.2% | 82.5%-10.2pp | 78.7%-6.5pp | 80.7%-8.5pp |
| Annual return | 19.31% | 103.84%-84.5pp | 89.72%-70.4pp | 172.34%-153.0pp |
| Employer contribution / active EE | $1,688 | $4,769-64.6% | $4,268-60.4% | $4,379-61.4% |
| Participant deferral / active EE | $6,062 | $6,350-4.5% | $5,630+7.7% | $6,730-9.9% |
| Admin fee / account holder | $1,540 | $18,654-91.7% | $16,006-90.4% | $14,365-89.3% |