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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,331 | $183,516-39.9% | $155,534-29.1% | $145,884-24.4% |
| Participation rate | 70.6% | 82.7%-12.1pp | 78.2%-7.6pp | 80.3%-9.7pp |
| Annual return | 14.06% | 61.43%-47.4pp | 64.92%-50.9pp | 551.85%-537.8pp |
| Employer contribution / active EE | $1,683 | $5,315-68.3% | $4,675-64.0% | $4,662-63.9% |
| Participant deferral / active EE | $5,731 | $6,467-11.4% | $5,630+1.8% | $6,690-14.3% |
| Admin fee / account holder | $1,450 | $19,293-92.5% | $15,900-90.9% | $13,392-89.2% |