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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,216 | $109,411-78.8% | $89,435-74.0% | $158,982-85.4% |
| Participation rate | 71.4% | 74.3%-2.8pp | 68.0%+3.4pp | 82.0%-10.5pp |
| Annual return | 11872.27% | 345.68%+11526.6pp | 245.55%+11626.7pp | 302.99%+11569.3pp |
| Employer contribution / active EE | $0 | $3,173-100.0% | $2,587-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,263 | $4,600-72.5% | $3,890-67.5% | $5,983-78.9% |
| Admin fee / account holder | $648 | $6,159-89.5% | $4,884-86.7% | $11,252-94.2% |