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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,194 | $96,419-77.0% | $80,648-72.5% | $139,487-84.1% |
| Participation rate | 41.7% | 73.6%-32.0pp | 67.0%-25.3pp | 80.3%-38.7pp |
| Annual return | 12.01% | 1352.86%-1340.9pp | 937.21%-925.2pp | 373.84%-361.8pp |
| Employer contribution / active EE | $0 | $3,261-100.0% | $2,724-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $872 | $5,225-83.3% | $4,443-80.4% | $6,713-87.0% |
| Admin fee / account holder | $1,341 | $6,605-79.7% | $5,382-75.1% | $11,407-88.2% |